Terms of Use

These Terms of Use ("Terms") govern your access to and use of all websites, mobile applications, software, and other online services (collectively, the "Services") operated by CBN Ventures LLC ("Company", "we", "us", or "our").

By accessing or using any part of the Services, you ("you" or "User") agree to be bound by these Terms. If you do not agree, you may not access or use the Services.

You must be at least 18 years of age to use the Services. If you are under 18, a parent or legal guardian must agree to these Terms on your behalf and supervise your use of the Services.

Certain Services may be subject to additional terms and conditions set forth in service-specific addendums. Such addendums are incorporated by reference into these Terms. In the event of a conflict between these Terms and a service-specific addendum, the addendum shall control with respect to that Service.

1. Changes to Terms

We may update these Terms from time to time. We will provide reasonable advance notice of material changes through email or in-service notification. Material changes will require your re-acceptance before continued use of the Services.

If you do not agree to the updated Terms, you may stop using the Services and, where applicable, terminate your account. Your continued use of the Services after the notice period constitutes acceptance of the updated Terms.

2. Description of Services

CBN Ventures LLC develops and operates websites, applications, and digital services. The specific features and functionality of each Service may vary and are described in the applicable service-specific addendum.

The Services may utilize artificial intelligence, machine learning, and other automated technologies, including but not limited to content generation, recommendations, voice-enabled features, and automated processing.

The Services are provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Services will be uninterrupted, secure, or error-free, or that defects will be corrected.

We reserve the right to modify, suspend, or discontinue any Service (or any part thereof) at any time with reasonable notice.

3. User Accounts

Certain Services may require you to create an account. When you create an account, you agree to:

  1. Provide accurate, current, and complete information;
  2. Maintain the security and confidentiality of your login credentials;
  3. Notify us immediately of any unauthorized access to or use of your account; and
  4. Accept responsibility for all activity that occurs under your account.

Your account is personal and non-transferable. You may not share your login credentials with any third party.

4. Acceptable Use

You agree to use the Services only for lawful purposes and in accordance with these Terms. You may not:

  1. Use the Services for any illegal activity or in violation of any applicable law or regulation;
  2. Attempt to gain unauthorized access to the Services, other accounts, computer systems, or networks connected to the Services through hacking, password mining, or any other means;
  3. Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code of the Services;
  4. Use any automated means (including bots, scrapers, spiders, or data mining tools) to access, collect data from, or interact with the Services;
  5. Post, transmit, or distribute content that is defamatory, obscene, threatening, harassing, or that promotes racism, bigotry, hatred, or physical harm;
  6. Distribute spam, malware, viruses, or any other harmful or disruptive technology;
  7. Impersonate any person or entity, or misrepresent your affiliation with any person or entity;
  8. Interfere with or disrupt the Services, servers, or networks connected to the Services; or
  9. Collect or store personal information of other users without their express consent.

We reserve the sole right to determine what constitutes a violation of this section. If you become aware of any violation, please report it to [email protected].

5. User Content

You retain ownership of any content you submit, post, or display through the Services ("User Content"). By submitting User Content, you grant the Company a limited, non-exclusive, royalty-free license to use, display, reproduce, and process your User Content solely as necessary to operate and provide the Services.

You represent and warrant that you have all rights necessary to grant this license and that your User Content does not infringe or violate the rights of any third party.

We may remove any User Content that we reasonably believe violates these Terms or applicable law, without prior notice.

6. Intellectual Property

All content, branding, code, designs, trademarks, and other intellectual property contained in or made available through the Services are owned by or licensed to CBN Ventures LLC and are protected by applicable intellectual property laws.

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for their intended purpose. You may not copy, modify, distribute, sell, or create derivative works based on the Company's intellectual property without prior written consent.

Where the Company has explicitly released content under an open-source license (such as the MIT License), the terms of that open-source license shall govern your use of such content.

7. Termination

We may suspend or terminate your access to the Services if you violate these Terms, or if we reasonably believe your conduct is harmful to our Services, other users, or third parties. We will provide notice and a reason for any such termination, except where prohibited by law or where immediate action is required to protect the safety or integrity of the Services.

You may terminate your account at any time by following the instructions within the applicable Service or by contacting us.

Upon termination, your right to access and use the Services will cease. Sections of these Terms that by their nature should survive termination (including, without limitation, Limitation of Liability, Indemnification, Dispute Resolution, and Intellectual Property) shall continue in full force and effect.

8. Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall the Company be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, loss of revenue, business interruption, or cost of substitute services, arising out of or in connection with your use of or inability to use the Services, regardless of the theory of liability (contract, tort, strict liability, or otherwise), even if the Company has been advised of the possibility of such damages.

To the fullest extent permitted by applicable law, the Company's total aggregate liability for all claims arising out of or related to these Terms or the Services shall not exceed the greater of fifty dollars ($50.00) or the total amount paid by you to the Company in the twelve (12) months immediately preceding the event giving rise to the claim.

The limitations of liability set forth in this section do not apply to liability arising from the Company's gross negligence, willful misconduct, fraud, or any liability that cannot be excluded or limited under applicable New York State law, including liability for personal injury.

9. Indemnification

To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless the Company, its officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, or expenses (including reasonable attorney's fees) arising from:

  1. Your breach of these Terms;
  2. Your User Content;
  3. Your use of the Services in violation of applicable law; or
  4. Your violation of any rights of a third party.

This indemnification obligation does not apply to claims arising from the Company's own negligence or willful misconduct.

10. Dispute Resolution

Before initiating any legal proceeding, you agree to first attempt to resolve any dispute informally by contacting us at [email protected]. We will attempt to resolve the dispute within ninety (90) days of receiving your written notice.

If the dispute is not resolved within the ninety (90) day informal resolution period, either party may bring a claim in the state or federal courts located in the State of New York.

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

11. Digital Millennium Copyright Act

We respect the intellectual property rights of others. If you believe any content available through the Services infringes your copyright, you may submit a written notice to our designated DMCA agent containing:

  1. A physical or electronic signature of the copyright owner or a person authorized to act on their behalf;
  2. Identification of the copyrighted work claimed to have been infringed;
  3. Identification of the material that is claimed to be infringing, with information reasonably sufficient to permit us to locate the material;
  4. Your contact information, including address, telephone number, and email address;
  5. A statement that you have a good faith belief that the use of the material is not authorized by the copyright owner, its agent, or the law; and
  6. A statement, made under penalty of perjury, that the information in the notification is accurate and that you are authorized to act on behalf of the copyright owner.

DMCA notices should be sent to: [email protected]

If you believe your content was wrongly removed, you may submit a counter-notification containing the information required under the DMCA. We reserve the right to terminate the accounts of users who are determined to be repeat infringers.

12. Miscellaneous

Severability. If any provision of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

Entire Agreement. These Terms, together with any applicable service-specific addendums and our Privacy Policy, constitute the entire agreement between you and the Company regarding your use of the Services.

No Waiver. The failure of the Company to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

Assignment. The Company may assign or transfer these Terms, in whole or in part, without your prior consent. You may not assign or transfer any rights or obligations under these Terms without the Company's prior written consent.

13. Service-Specific Addendums

Certain Services may be governed by additional terms set forth in service-specific addendums. These addendums are incorporated into and form part of these Terms. In the event of a conflict between these Terms and a service-specific addendum, the addendum shall control with respect to the applicable Service.

14. Contact Information

If you have any questions about these Terms, please contact us:

  1. General inquiries: [email protected]
  2. Abuse reports: [email protected]
  3. DMCA notices: [email protected]
  4. Privacy inquiries: [email protected]

Effective Date: April 7, 2026